- By donating securities held longer than one year, you can deduct their full fair market value, regardless of what you originally paid for them.

- Your total deduction is limited to 30% of your adjusted gross income in any year, but you can take any unused deduction over five succeeding tax years.

- And, you pay no capital gains tax on the donated securities! With these tax savings, the actual cost of your gift is less than if you had made a cash gift.

- So, when you think of giving to the Oblates, think "securities." It pays.